Should you pause retirement contributions to pay off an 18.9% card? What $100 a month buys on $4,100

<p>Same $4,100 as the earlier examples, no new charges, paying $200 a month. At 18.9% APR that takes 25 months and $890 of interest, $4,990 total.</p> <p>There is a lever earlier pieces have not touched: the money going into retirement contributions each month. Pausing contributions is not the same as raiding savings — the earlier income-drop piece warned against raiding, and that warning stands:

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